ATTENTION HOMEOWNERS: If you're having trouble writing a hardship letter that stays focused and says what your lender needs to hear,you should learn what only professionals and people who've been through the process will ever know....

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The #1 Hardship Letter Secret To Stay In Your Home: 

Convince The Lender Your Hardship Is Behind You!

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Dear Friend,

Writing a letter is simple, right? That's what everyone thinks...until they try to write a hardship letter!

What about you? If you're like a lot of other frustrated homeowners...

  • You've started but you don't know what to include...
  • You have trouble boiling your story down to 1 page...
  • You're so confused by what you've read on the internet you don't know where to start or where to go once you've started.

Am I close?

It's OK, it's not your fault. A hardship letter is totally different than any other letter you've ever written.  And it's not easy.  But it is critical to your family's future and saving your way of life.

Why Did I Create This FREE CD?
(Just Pay Shipping)

Todd Temaat

Honestly, it's because I want to help.  You see, I know what you're going through because I've been there too.  I've spent hours and hours on the phone trying to get someone competent at the lender to talk to me.

And since late 2007, I've been running the premier foreclosure-related information site on the internet...it's called Truth in Foreclosure.

As I've counseled homeowners going through foreclosure and done my best to answer their questions, I realized (don't know why it took me so long!) that I need to do more to fight the overwhelming amount of bad information available about foreclosure.  So I decided to do something about it...and to give away FREE CDs like this one.

HINT: The fact that you're reading this webpage right now proves two things:

  1. You're looking for information you can trust
  2. You need to write a hardship letter

I've teamed with professional hardship letter author Becky DeGrossa from HardshipLetters.info for this FREE CD about writing a laser focused, goal getting hardship letter.  She's been writing letters professionally for several years.

This CD is a 62-minute interview where I grilled Becky to get her to reveal everything she knows and all the secrets she uses to make sure her letters get read and put her clients in the best possible position to negotiate with their lender.

We both agreed that to help as many people as possible, we should give it away for the cost of shipping and handling...a measly $5.95.

There's a good chance what I'm about to tell you may be the complete opposite of what other "experts" have been telling you. And there's a good chance that I may even get a few nasty looks...but so be it. In the end...

"You Can't Control What Your
Lender Is Going To Do!"

It's deceptively simple...but all the "experts" out there try to tell you differently!  They say things like, "We guarantee we can get you a loan mod," or, "You can stop foreclosure," or, "You can stay in your home for 6-9 months without making payments and then move out with little to no disruption to your life."

LIES...LIES...LIES!

There's enough truth in each of the statements that they make you believe they're on your side and just want to help you save your home.  But what they don't tell you is they can't control the process either...because it's all up to your lender.

So why bother writing a hardship letter if it:

1. Isn't going to stop your foreclosure

2. Doesn't guarantee your lender will offer you a workout (even under President Obama's Making Home Affordable Plan)

"Because You Have To, That's Why!"

Yes, it's true. Almost all foreclosure workouts are based on having a verifiable hardship.  The way you explain that hardship is through your hardship letter.

Think of it like a cover letter for your hardship package...it provides information that isn't available anywhere else to your lender.

What the "experts" don't tell you, though, is that your hardship letter is your opportunity to explain your hardship in a way that will help you win your negotiation with the lender.  You can actually take your lemon of a situation and make lemonade.

Did You Catch What I Said?

If you write your letter correctly, you can frame your lender's perception of your situation so they're more likely to react the way you want them to...

But you have to know what you're doing or your lender will see right through it!

 

"You Get a Detailed Plan on Exactly How..."

"The house I had imagined retiring in, hosting family gatherings and watching my young daughters grow up in was on the line.
By giving us the tools and the knowledge we needed to save our beloved home, Todd helped end the restless nights and financial stress of foreclosure."

K. Kennedy
Redding, CA

Get Your 7 Secrets Now!

"What Secrets Does Becky Reveal In
My FREE 62-minute CD?"

SECRET #1: How to explain your hardship in terms your lender will understand!

SECRET #2: How to make your lender pay attention to you without missing any mortgage payments.

SECRET #3: The 3 things that ABSOLUTELY MUST be in your hardship letter (Hint: Not having them will literally doom your package to failure!)

SECRET #4: What's the #1 biggest factor in convincing your lender your hardship is resolved...whether it actually is or not!

SECRET #5: Why 92% of the templates available online are wrong and will actually complicate your negotiations.

SECRET #6: The 2 "details" that should NEVER be in your letter (Hint: It will make your lender dig harder and longer into your life than they already will!)

SECRET #7: How to make sure your hardship package cannot be ignored by your lender.

How Is Foreclosure Like An Elephant?

This will sound weird, but stick we me...

There's an old proverb about perceptions...and it begins with 3 blind men "looking" at an elephant.

The first man, standing by the elephant's leg, reaches out and touches it.  He feels the rough skin; the huge, tough hair; and the wrinkles.  Then he tries to put his arms around it and finds out that it's pretty large as well and can't be moved with all his strength.

He announces to his two friends that an elephant is very big, tough skinned, and impossible to move.

One of his friends, who has the elephant's trunk in his hands, says, "I completely disagree!  It's wiggly, moves all the time, and is kinda squishy."

The third man, who is standing at the back of the elephant holding its tail becomes indignant and says, "You're both nuts...an elephant is thin, wiry, and kinda stinks!"

Just like the three blind men can probably never hope to gain a complete understanding of what the elephant truly looks like because it's so big and diverse, most homeowners can't hope to wrap their minds around the foreclosure process either.

That's why I want to help.  I get experts from all over the industry to bring you information that will help you understand and succeed.  And these experts are all put through my rigorous tests before I ever let them near my readers.

The experts I get actually work with homeowners every day.  They actually have your best interests at heart.  And they're not going to tell you what you think you want to hear just so they can make a buck.

If you feel like a blind man, that's OK...and it's perfectly normal.  There's no way you can be expected to become an expert on foreclosure as you're going through it. So come alongside some folks that have walked through it hundreds of times and have spent years developing their skills and expertise.

 

"Couldn't have made it without your help"

"Todd we really appreciate all of the help and kind words and encouragement you have given us over the last couple of months and we both agree we couldn't have made it through this whole ordeal without your help. If we ever have friends in need of your assistance, we will definitely recommend them to you!!!"

S. Brown 
Grapeland, TX

Claim Your FREE 62-minute CD Now!

"What Bonuses Will You Get With Your FREE CD?"









 

2 FREE Reports:

"Prioritizing Debt During Foreclosure" and

"Credit Impacts of Foreclosure Workouts"

$54 VALUE! YOURS FREE TODAY!

If you're behind on your mortgage payments, there's a strong likelihood you're behind on other bills too.  Are you confused about which ones you should spend the little bit of money have to pay?  And which ones can wait or not be paid at all?

There are so many incorrect assumptions out there about foreclosure workouts and their impact to your credit.  In our research, we've found 9 out of 10 websites have it wrong or incomplete!  We went straight to the source for our answers and now you'll know exactly where you stand!

"Give Me 62 Minutes And I'll Make Sure Your Hardship Letter Gets Read And Sets You Up For Successful Negotiation!"

 

"Your Letter Got Me 3 Months to Catch Up"

"I downloaded the sample letter and wrote it and I can truly thank you for I got a positive response. I was truthful in my writing and they gave me 3 months time to get my mortgage up to date, which was more than I expected and they offered to help me even more after that."

D. Jones
Four Oaks, NC


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To All Bonuses NOW!

YES Todd, I want my FREE CD! Please let me have your "7 Secrets to Writing A Laser Focused, Goal Getting Hardship Letter" for just $5.95 shipping and handling rather than the normal $27 plus shipping.

Have your credit card handy and click the happy orange "Add To Cart" button below to order your CD and access all the bonuses right now...
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I Wish You Success and NOTHING less,

Todd Temaat
Bringing Hope to Hopeless Situations

P.S. You have nothing to lose except your $5.95 shipping fee and that uneasy feeling in the pit of your stomach. And best of all, you'll see for yourself just how well these "secrets" work when you send your hardship letter in to your lender!

There’s no easier or faster way to learn what really works. So what’s holding you back? Claim your FREE copy of "7 Secrets to Writing a Laser Focused, Goal Getting Hardship Letter" today. CLICK HERE

P.P.S. Just so you know, I'm a real person and I own a real business. Here is my company information just to prove it to you:

Momentum Publishing LLC
1050 E. 2nd St
PMB 111
Edmond, OK 73034

If you have any questions about my "7 Secrets to Writing a Hardship Letter," call us from 10:00 AM to 5:00 PM Central Standard Time, Monday through Friday, at: 405.216.3083. You'll probably have to leave a message, but we will get back to you...normally the same day... or send us an email at service @ momentum-publishing.com.

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